Welcome to

The Lending Vault

Where dreams find their keys to reality! Our mission is simple yet profound: making mortgages accessible to all and ensuring every dreamer has a fair shot at owning their home. With us, your mortgage isn’t just a transaction; it’s a master key unlocking a future of possibilities. Whether you are considering a VA, FHA, Conventional Loan, or Non-QM loan, or looking to refinance an existing mortgage, we have the knowledge and resources to assist you make sound financial decisions. Let’s open doors together!

Get Your Questions Answered Today!

Step-by-Step Supportive Service!

Consultation

We will collaborate with you to create a personalized plan that considers your affairs and goals.

Pre-Qualification

A loan estimate is provided based on your financial information and soft credit inquiry during pre-qualification.

Loan Application

We will gather all required documentation and assist you with completing your loan application.

Loan Approval

The underwriter issues a final approval.

Closing

Time to celebrate! Loan information, loan terms, projected payments, and closing costs are reviewed.

Client Testimonials

Excellent Service Cheri from Bartow, FL

After having trouble getting a mortgage, Jean was recommended to us. He put us at ease the first phone call we made to him. Always professional and polite, he made buying a home an exciting experience for us. Jean is highly recommended, he helped us through the entire home buying process! He made our impossible situation possible.

Splendid Alain Joseph from Winter Haven, FL

We have been looking for lender for quite some time now and we so glad we found Jean Francique. He made the process so easy and he is responsive. I recommend him to anyone who is looking for a home in the Central Florida. You will not regret putting your trust in him. We are highly satisfied. Would have given him a 10 star if we could. Jean is the best.

Awesome Customer Service viosemilius from Orlando, FL

From day one, Jean Chenel kept an open line of communication and I knew exactly what to expect during the process. I will recommend Jean Chenel to all of my friends and family members. If you are looking to buy, please call Him. I was able to purchase my dream home, it was easier than I could ever imagine.

I Highly Recommend Mr Jene grantlillian1 from Titusville, FL

Mr Francique went over and beyond during the process of purchasing my first home from the beginning to end he made sure I got the best rates and closed on time I highly recommend him if you’re looking to purchase or refinance your home!!!!!

12/7/2020 Best mortgage loan originator Victoria from Orlando, FL

Jean Chanel was awesome, he was very responsive, he kept in contact and gave me a clear definition of what we were doing, he’s very easy to talk to, and very professional and always on time, I will definitely recommend him to more people.

Welcome to

The Lending Vault

Get Your Questions Answered Today!

Mortgage

Refinance

Meet the Team